The direct monetary establishment ING Germany not too way back launched a model new service for the current account. With ING cash, prospects have the prospect to make deposits and withdrawals on the current account at participating retail companions in Germany. Anyone who makes use of ING cash twice to withdraw by February 15, 2023 will acquire a gift of 5 euros from ING.

ING Cash: Withdrawals attainable from 10 euros

To utilize ING cash, you need a current account with ING and the Banking to Go app. You must first activate the ING cash function inside the app. You could then generate a barcode for a withdrawal at any time, which is then scanned on the checkout in supermarkets, drugstores or DIY outlets. Deposits work the an identical technique.

Open a gift account with ING now

The sum of cash deposits and withdrawals is a most of 999.99 euros inside 24 hours. Portions of EUR 10 to EUR 300 are attainable per transaction for withdrawals and EUR 50 to EUR 999.99 for deposits. ING prices a worth of 1.5% of the amount for deposits.

Deposits and withdrawals immediately on the cashier

The higher than 12,500 retail companions that accept deposits and withdrawals by means of ING cash embrace REWE, Penny, dm Drogerie Markt, Rossmann and Toom Baumarkt. So the chances are good you may make the two withdrawals in your house after which get your 5 euro credit score rating from ING.

ING Additional account: 2 % on the choice money

ING is presently working one different advertising marketing campaign: for the first 4 months, the direct monetary establishment is offering new prospects 2 % on the choice money. You can discover out further regarding the specific price of curiosity and recommendations on find out how to get it proper right here.

DKB current account

Comdirect current account

1822direct Giro Conventional

N26 regular

ING present account


Postbank giro direct

Targobank on-line account

Commerzbank Elementary

Norisbank prime current account

Affiliate Girocard with out spending a dime?

Worth for cash withdrawals by Girocard

Worth for cash withdrawals by financial institution card from ATMs

Free companion financial institution card?

None for the first account with a minimal price of 700 euros or age beneath 28, in another case 4.50 euros per 30 days for model spanking new customersNo, no longer free of price since July 27, 2022 (costs must be incurred by the machine operators)9.29% as an energetic purchaser, in another case 9.89% No (EUR 2.49/month), Visa debit card for freeFree from EUR 50 (costs must be incurred by the machine operators)First account free of price with month-to -month receipt of moneyWithdraw money worldwide with out spending a dime with the Visa debit cardGirocard for a day by day feeNone if considered one of many following conditions is met: 700 euros month-to-month minimal incoming price or 3 funds by means of Apple Pay or Google Pay per 30 days – with the monetary establishment card (Visa debit card) or Visa financial institution card or 1 commerce/1 monetary financial savings plan execution per 30 days; moreover none if the shopper is beneath 28 years outdated and a pupil, pupil, Trainee or intern is No, not since July 1, 2022 (respectable until revoked) There could also be one inside the joint account Second card free of price, as a licensed marketing consultant 1 euro per monthFree of price in Germany at CashGroupVisa financial institution card machines: no (1.90 euros/month), Visa debit card free of chargeVisa financial institution card: 4.90 euros per transaction, plus operator costs the place applicableVisa debit card : 3 withdrawals per 30 days free of price from the 4th transaction: 4.90 euros, most likely plus operator feesIn a joint account, a second card is free of price, as a licensed marketing consultant 1 euro per monthFree for month-to-month incoming paymentsNot from 700 euros incoming money/ month, in another case 3.90 euros /monthNo, since July 27, 2022 no longerFree of price at CashGroup ATMsAlso free of price at ATMs from totally different service suppliers and inside the euro house, nevertheless most likely plus operator feesFor ove rseas overseas cash 4.90 euros per transactionFor the first order inside the first 12 months, in another case 29.90 euros/ 12 months In Germany 2% (min. 5.11 euros); EU-wide free of price, open air the EU 1.75% Free with month-to-month incoming paymentsGirocard for a day by day worth, no cashback No, MasterCard debit card for as quickly as 10 euros 2 euros / withdrawal, free with Cash26 Digital financial institution card solely, bodily Mastercard costs as quickly as 10 euros3 free withdrawals/month, additional withdrawals 2 euros; free with Cash26, open air the euro zone 1.7percentNo, nevertheless companion offersGirocard withdrawals from machines only for a feeNot from 700 euros incoming money/month; for beneath 28-year-olds, the current account is free of price, regardless of the month-to-month cash receiptotherwise 4.90 euros/monthNo, no longer since August 1, 2022Free of price from 50 euros in Germany at 1,000 ING ATMs, in another case operator costs; Outdoor of Germany 5 eurosOnly free Visa debit cardFree from 50 euros, open air the euro zone1.99percentNo financial institution card, nevertheless free companion Visa debit cardFree of price for month-to-month incoming paymentsNo financial institution card availableGirocard for a day by day feeFrom 2.99 euros a month ( Bunq Easy Monetary establishment)No (not related from December 1, 2022) The first 5 withdrawals: EUR 0.99 per transaction, thereafter per withdrawal: EUR 2.99; plus ATM operator feesYes, collection of Maestro, Journey or Mastercard when opening an accountThe first 5 withdrawals: EUR 0.99 per transaction, then per withdrawal: EUR 2.99; plus ATM operator costs For abroad overseas cash plus group worth of 0.5 % Modern app No Schufa check No free withdrawals 1.90 euros/month, free for school children and trainees No, not anymore since August 15, 2022 Certain, for the first and second account holder is the Girocard free of price; additional enjoying playing cards 6 euros/12 months Free of price in Germany at Postbank/Cash Group machines, in another case operator costs; in Europe/EEA 1% (as a minimum EUR 5.99), most likely 0.5% worth for overseas cash conversion; Exterior feesIn Germany 2.5% (as a minimum 5 euros), in another case free inside the euro zone; open air the euro zone 1.85percent650 + 2,000 companion branchesMonthly worth, extreme overdraft rateNo Google/Apple PayNot from 600 euros incoming money/month, in another case 3.95 EUR/month5 EUR from EUR 50,000 (further from EUR 75,000) Certain (Visa debit or Girocard) Free of price at 716 Targobank machines (Visa Debit) or 2,800 Cashpool machines (Girocard) in Germany; Girocard: in another case operator costs and outdoor of Germany 1% (as a minimum 5.95 euros); Visa debit: in another case worldwide EUR 3.95 Digital financial institution card free of price, bodily card EUR 39/12 months With credit score rating at Targobank ATMs free of price in Germany and the euro zone, in another case 3.5% (as a minimum EUR 5.95); open air the euro zone 1.85% + 2% Certain (with Visa On-line Conventional) Free with month-to-month incoming funds Branches obtainable No cashback No Google Pay Not from 700 euros incoming money / month, in another case 9.90 euros / month No, since July 1, 2022 free digital debit card, financial institution card 39.90 euros / YearFree cash withdrawal at 7,000 Cash Group ATMs- digital financial institution card free- bodily financial institution card 39 euros per 12 months In Germany: 1.95% on the withdrawal amount, minimal 5.98 euros, open air the euro zone 1.75% + 0.59% for overseas cash conversion Month-to-month incoming money free Branches availableNot from 500 euros/month incoming money or if the account holder is beneath 21 years outdated, in another case 3.90 eurosNo, not anymore since August 15, 2022Yes, as a lot as 1 additional cardFree cash withdrawal g with the Maestrocard in Germany at spherical 7,000 Cash Group ATMs, at 1,300 participating Shell oil stations or at cash registers in participating retailers at over 22,000 outlets , I n another case 1%, as a minimum 6 euros, plus overseas cash conversion worth if applicableYes, Mastercard financial institution card, positive, Mastercard direct Digital (debit card, for Apple Pay), Mastercard direct (debit card), free of price inside the first 12 months, from the thirteenth month 24 euros/yearMastercard financial institution card: In Germany 2.5%, as a minimum 6 euros, abroad: free of price Mastercard direct: 12 cases a 12 months worldwide free of price, moreover: free of price at house Deutsche Monetary establishment ATMs and at ATMs of abroad cooperation companions, at totally different ATMs 2.5%, on the not less than 6 eurosFree of price for month-to-month incoming funds

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